Wednesday, January 6, 2010

My Debt Roundup - January 2010

I started the new year by reducing debt by $1,100 to $22,539. My monthly debt reduction had fell from $1,751 in the October to $251 last month. This decline in debt repayment discouraged me even though I knew that I spent extra few hundred dollars on essential items. It reminded me that getting rid of my debt needs long and disciplined path. It is so easy to get discouraged and leave the healthy financial choices.

On a side note, cash flow next month will be tight for me because my new job will pay me at the end of the month in contrast  to my current position, which pays me in the beginning of the month. So, in practice, it will be feel like not getting payed for a month. Hopefully, after my job transition, I will get some more time (energy and discipline really) to blog on my path to debt freeness.

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