Finances - Easy to advice but difficult to follow

My last entry, 7 debtly sins, doled out seven advices on bad financial practices. After writing that blog entry, I couldn't help but to think that it is so easy to give advice and extremely hard to follow them. This is universally true for any life changing decisions; be it on financial matter, weight loss or smoking.

While giving advices, we think in a rational and reasonable way like Vulcan Spock. However, being somewhat of an irrational being, our actions are results of both rational and emotional thoughts. I am not saying being emotional is wrong. However, being emotional now about finances will effect our emotional state in the future. So, my advice is when you are faced with a next financial decision, think rationally and emotionally (about both present and future emotional state). Again, it is easy to be a Dutch uncle since nothing is given so freely as advice!