This month, I managed to lower my debt by mere $524 to $23,890. With this pace, my earlier estimate of being debtfree by December 2010 is moved back 2 and half years to the summer of 2013. This new estimate also assumes that I keep the same spending habits and my net income doesn't change drastically. So, what did I do wrong this month? First, I went for a major grocery shopping at the local Costco (
see what to buy and what not to buy at Costco) and other local store breaking my more than a month and half long
sabbatical from grocery shopping. I also bought a dresser to organize my clothes. In addition to that, I went out to eat 3 or 4 times and went out to two birthday parties.
This month's low debt repayment teaches me that it's very easy to stray away from a disciplined financial path. In my mind, I didn't buy anything major or made any stupid financial moves. Still my debt payment was a third of what my last two payments. Being debtfree process seems somewhat like dieting, you need the dedication all the time. You may not binge eat or eat unhealthy at fast food joints, but snacking here and there adds up and ultimately ruins your diet.
Related Posts
Hello,
ReplyDeleteI am Sabrina Knight, Affiliate Executive of debtconsolidationcare.com, world’s largest debt free community. I came across to your site and I must say that you have got an amazing site that has attracted a lot of visitors including me. I would be glad if you join our affiliate program because your site has full potential to send traffic to my website.
We are registered with BBB with current rating as A- providing no obligation debt consolidation, settlement and counseling services
The highlights of our program are:
1. Absolutely FREE registration.
2. You put up a banner or text link or lead sign up form on your site/blog and send traffic from your site/blog to our website. You can also promote via means of email marketing, PPC, telemarketing, etc
3. We will pay you $25 for each lead. (Affiliates are earning up to $1500 per week with our program)
Please note that we try to contact the leads 7 times before marking it a dead lead.
So what are you waiting for? Join DebtCC Affiliate Program Today and earn dollars!! http://www.debtconsolidationcare.com/affiliate/
For more questions please visit http://www.debtconsolidationcare.com/affiliate/faqs.html
This Program will definitely help both of us mutually. You send your potential visitors to our site and we pay you for this.
Please note that for doing email marketing you need to approve the email from us as we do not want any kind of spam activities to take place.
Looking forward for a long term business relation
Thanks,
Sabrina Knight
sabrina@debtconsolidationcare.com
Affiliate Executive
http://www.debtconsolidationcare.com/